Mattress Financing — No Credit Needed
Get your mattress today and pay over time. No credit needed.
Mattress Financing — No Credit Needed
Need a mattress now but want to spread out the cost? We work with four lease-to-own partners so you can take it home today and pay on a schedule that works for you.
American First Finance, Acima, Snap and Koalafi all offer no-credit-needed approval — most just need a valid ID, an active checking account, and steady income.
Truckload-Direct Savings
We buy mattresses by the truckload straight from dealers — overstock, returns, and closeouts — and pass the savings to you. Same comfort, minus the markup.
- Closeout queens from $399
- Premium tiers to $899
- All sizes in stock
- No credit needed financing
No Credit Needed
Take it home today and pay over time with one of our four lease-to-own partners.
American First
100-day option, $0 to start.
Acima
Lease now, buy later.
Snap
100 days same as cash.
Koalafi
120-day payment option.
Questions & Answers
Yes. Our partners offer no-credit-needed lease-to-own approval — your credit score isn't the deciding factor.
Typically a valid photo ID, an active checking account, steady income, and a valid email and phone. Some partners ask for $1,000+ monthly income.
Plans range from 90 to 120 days with low or no money down, plus early-purchase options to save. Terms vary by partner.
Apply online from our financing page, or get approved in minutes at either Atlanta store.
Save On Your Next Mattress
Visit Lawrenceville or Morrow to find mattress financing at 60–70% off retail.