No Credit Needed
Get your mattress, appliance, or furniture today and pay over time. Four lease-to-own partners, no perfect credit required.
Take It Home Today, Pay Over Time
Good news — you don’t need perfect credit to walk out with what you need. We work with four trusted lease-to-own and financing partners that offer no-credit-needed approval. Pick what you love, get approved in minutes, put little or nothing down, and pay on a schedule that fits your budget.
1 · Pick It Out
Choose your mattress, appliance, or furniture in store or online.
2 · Get Approved
Apply in minutes with no credit needed — most approvals are instant.
3 · Take It Home
Low or no money down. Pay over time and save with early-purchase options.
Choose Your Store To Apply
Same four partners at both locations — pick the store nearest you.
Lawrenceville
134 South Clayton Street · 470-836-3796
- American First FinanceNo credit needed · 100-day option · $0 to startClick Now To Apply →
- Acima LeasingLease now, buy laterClick Now To Apply →
- Snap Finance100 days same as cashClick Now To Apply →
- Koalafi120-day payment optionClick Now To Apply →
Morrow
1395 Southlake Parkway · 470-526-2367
- American First FinanceNo credit needed · 100-day option · $0 to startClick Now To Apply →
- Acima LeasingLease now, buy laterClick Now To Apply →
- Snap Finance100 days same as cashClick Now To Apply →
- Koalafi120-day payment optionClick Now To Apply →
What You’ll Need To Apply
- At least 18 years of age
- Valid photo ID and Social Security or Tax ID number
- An active checking account
- Steady monthly income (some partners require $1,000+ per month)
- A valid email address and phone number
Questions About Financing?
Our team will walk you through every option and find the plan that fits. Call or visit either Metro Atlanta location.