
How the 100 Day Payment Plan Saves You Cash
Take your mattress home today and pay it off in small steps over 100 days.
Ever found the perfect bed but worried about the price all at once? You’re not alone. That’s exactly why the 100 day payment plan is so popular at Compare Deals. It lets you grab your new mattress today and pay it off little by little over about three months. So you get the comfort now, and your budget barely feels it. No giant lump sum, no stress, just a smart way to shop.
Here’s the best part. Our mattresses already start at $399, which is 60 to 70 percent off what retail stores charge. Stack the 100 day payment plan on top, and you’re saving big while paying slow. Plus, you don’t need flawless credit to get started. We make it easy, and we make it friendly.
What Is a 100 Day Payment Plan?
Let’s keep it plain. A 100 day plan splits your purchase into small payments spread across roughly three months. Instead of handing over a big chunk of cash today, you pay in easy pieces over time. And here’s a sweet detail: many of these plans let you pay off early for little or no extra cost.
Picture climbing stairs instead of leaping a wall. Same destination, way less strain. The 100 day payment plan turns one big step into a few small ones. By the end, you own your mattress free and clear, and you barely noticed the cost along the way.
How It Works at Our Stores
We’ve made the whole thing quick and painless. Here’s the typical flow:
Four simple steps
- Browse the showroom. Lie down, test, and pick your favorite.
- Apply at the counter. It only takes a few minutes.
- Take it home today. No long wait.
- Pay over 100 days. Small, steady payments.
We partner with American First Finance, Acima, Snap, and Koalafi. Each offers no-credit-needed options, so a rocky credit history usually won’t hold you back. Curious what fits your budget? Check out our easy payment options before you visit, and you’ll walk in ready to go.

Why Shoppers Love the 100 Day Plan
A little over three months gives you room to breathe. The payments stay small, but you’re not dragging out the cost for a whole year. Here’s what folks like about it:
- Tiny payments. The total breaks into manageable bits.
- Reasonable timeline. You’re done in about 100 days.
- Early payoff perks. Many plans reward you for finishing sooner.
- Fits your paydays. The schedule lines up with real life.
And you’re not settling for a flimsy budget bed, either. Our mattresses are closeout and overstock models from real brands. So you get true quality without the scary price. Take a peek at our discounted mattress selection and see how far your money stretches here.
Read the Fine Print, Stay in Control
Here’s a quick, honest tip. Payment plans are great, but always read the terms before you sign. Look at the payment schedule. Ask about any fees. Find out if there’s an early-payoff discount, because there usually is one worth grabbing. We’re glad to explain every line so you feel totally comfortable.
Want to understand how these short-term plans work in general? The Consumer Financial Protection Bureau lays it out in plain language. Take a look over at the Consumer Financial Protection Bureau. A few minutes of reading goes a long way toward a confident purchase.

Mid-Article Reminder: It Really Is This Simple
Let’s circle back to the heart of it. The 100 day payment plan is a friendly, low-stress way to get a quality mattress without emptying your wallet today. You take the bed home now. You pay in small steps over about three months. No huge deposit, no perfect-credit requirement. That’s the whole story. Honestly, the toughest decision is just which mattress feels coziest.
Great for Appliances, Too
Refreshing more than the bedroom? Wonderful. Our 100 day and other short-term plans also cover scratch-and-dent appliances. These are brand-new units with minor cosmetic marks, marked way down and backed by a 1-year warranty. So you could leave with a mattress and a washer in the same trip, both spread over 100 days.
Ready to start? You can apply through our pay-later programs and shop with zero pressure. Bring your approval in, point at what you love, and we’ll do the rest.

Find Us in Metro Atlanta
We’ve got two friendly showrooms waiting for you. Our Lawrenceville store is at 134 South Clayton Street in Gwinnett County. Our Morrow store sits at 1395 Southlake Parkway in Clayton County. Both have the same low prices and the same easy payment plans. Drop by, test a few beds, and let us match you with the perfect one. You can grab directions to either spot on our store directions page before you head out.
So here’s the bottom line: comfort shouldn’t wait, and neither should you. With a plan spread over 100 days, a great bed is well within reach. Come see us, and you’ll be sleeping easy before that first payment is even due.
Common Questions
You take your mattress home today and pay it off in small steps over about three months. Instead of one big payment, the cost splits into easy pieces. Many plans also let you pay off early.
No. We work with American First Finance, Acima, Snap, and Koalafi, and they offer no-credit-needed options. You’ll just need a steady income, a checking account, and a valid ID.
Usually not. Many short-term plans actually reward early payoff with savings. Just ask us at the counter and we’ll explain the exact terms for your plan.
Yes. Our short-term payment plans also cover scratch-and-dent appliances. They’re brand-new with small cosmetic marks, deeply discounted, and come with a 1-year warranty.
Usually just a few minutes right at the counter. Most shoppers get an answer before they’ve finished choosing their bed, so you can take it home the same day.
Pay It Off Over 100 Days
Save 60 to 70% off retail with no credit needed and small, steady payments. Call your nearest Compare Deals store today.
